Closed beta · Manual net worth tracking
See your financial position clearly—without connecting your bank.
Klebera is a calm, privacy-first companion for people who want to understand overall net worth over time. Add accounts, update balances when it suits you, and keep ownership of what you record—without turning finances into another noisy dashboard.
How it works
A simple, intentional workflow—nothing syncs in the background.
Add the accounts that matter
Record cash, investments, crypto, property, pensions, other assets, and liabilities—each with a provider and currency when useful.
Update balances when it suits you
Enter the current balance when you review an account. There is no automatic sync and no bank connection.
See net worth, allocation, and change
Review totals in your main currency, see where wealth is held, follow history over time, and understand what moved.
Keep control of your record
Export a backup, restore from JSON, or permanently delete your account when you choose.
Why manual entry
Connecting financial accounts can be convenient. It is also a trade-off. Klebera chooses a different model for people who want control, privacy, and a narrower product.
No bank credentials
Klebera never asks for bank, brokerage, or card login details.
No background collection
There is no transaction feed, open banking link, or aggregator dependency.
Deliberate update moments
You decide when balances are recorded, which supports awareness without constant monitoring.
A clearer product boundary
Manual entry keeps Klebera focused on net worth understanding—not budgeting or portfolio trading.
Manual tracking does not remove every privacy or security consideration. It does mean Klebera never holds your bank credentials or collects transaction history in the background.
What you can do today
Outcomes available in the current product—not a roadmap.
- Understand total net worth across assets and liabilities
- See allocation by account type and currency
- Observe change over time with dated balance history
- Identify which accounts contributed to recent movement
- Track multiple account types and currencies in one place
- Export JSON or CSV, or permanently delete your account
Trust commitments
Clear boundaries matter more than absolute promises.
No advertising
Klebera is not funded by ads.
No sale of personal financial data
Your balances are not sold or rented.
You are the customer
The relationship is with you—not advertisers or data brokers.
Export and delete
Download a portable backup anytime, or permanently delete your account from Settings.
Manual-first by design
You choose what is recorded. Operators may access data only when needed for support, deletion, or running the service.
Who it is for
Recognizable situations—not demographic labels.
- You already track wealth in a spreadsheet, or want a calmer alternative
- You hold accounts across several institutions and want one overview
- You prefer periodic review over daily transaction monitoring
- You would rather not connect financial accounts to another service
- You value ownership, exportability, and a focused product
Who it is not for
If you primarily need one of these, another tool may fit better.
- Automatic bank synchronization
- Daily budgeting or spending categories
- Transaction tracking
- Active trading tools
- Tax filing
- Securities-level portfolio analytics
- Personalized investment advice
A look at the product
Illustrative previews with fictional values. They reflect the current interface—not a future redesign.
Example dashboard showing total net worth, a history trend, and allocation by account type. Values are fictional.
Example account list with cash, investment, property, and liability balances. Values are fictional.
Frequently asked questions
What is Klebera?
Klebera is a privacy-first, manual wealth-tracking companion. It helps you understand net worth—assets minus liabilities—over time without connecting bank accounts.
Why does Klebera use manual entry?
Manual entry is a deliberate choice. It keeps bank credentials out of the product, avoids background transaction collection, and supports intentional financial review. It is the right model for people who want control and periodic clarity—not for everyone.
Does it connect to my bank?
No. Klebera does not use open banking, Plaid, or similar aggregators. You enter balances yourself.
What types of accounts can I track?
Cash, investment, crypto, property, pension, other assets, and liabilities such as mortgages, loans, and credit card debt.
Can I use different currencies?
Yes. Accounts can use different currencies. Dashboard totals convert into your main currency (EUR, USD, GBP, or CHF) using public exchange-rate data.
Is Klebera a budgeting application?
No. Klebera tracks account-level balances over time. It does not categorize spending or manage a transaction ledger.
Does Klebera provide investment advice?
No. Nothing in Klebera is a recommendation to buy, sell, or hold any asset. Information is for personal reference based on what you enter.
Can I export my data?
Yes. You can download a JSON backup for restore, or a CSV ZIP with accounts.csv and balance-history.csv for your own records.
Can I permanently delete my account?
Yes. From Settings you can permanently delete your Klebera account and stored data after confirming your password.
How is my data used?
Data you enter powers your net worth views and history. Klebera does not sell personal financial data or show advertising. See Privacy Policy and Your Data for full detail, including infrastructure providers and operator access.
Is Klebera free?
Klebera is currently in closed beta while commercial terms are being validated with relevant users. Future pricing—if introduced—will be communicated clearly before it affects you. No account limits or paid tiers are enforced in the product today.
Is Klebera still in beta?
Yes. Klebera is in closed beta. Core tracking works today; the product is still being refined with real users before a broader public launch.
Ready to try Klebera?
Create an account to start tracking net worth manually—calmly, privately, and on your schedule.